Bankruptcy in Guadalupe County

Guadalupe County is east of San Antonio and includes Seguin and Schertz. It is part of the San Antonio-New Braunfels metro area, and cases are filed through the Western District of Texas.

Key Information

Federal District

Western District of Texas (San Antonio Division)

All bankruptcy cases from Guadalupe County are filed in this district.

Nearest Courthouse

615 E Houston St, San Antonio, TX 78205

341 meetings and court hearings are typically held at this location.

Texas Exemptions in Guadalupe County

Texas state exemptions apply. Homestead: unlimited value, 10 acres urban / 100 acres rural. Personal property: $50,000 single / $100,000 family aggregate. One motor vehicle per licensed driver. Current wages: exempt. Retirement accounts: fully exempt. No federal exemptions available in Texas.

Exemptions determine what property you can keep in bankruptcy. See the full exemptions guide.

Filing Bankruptcy in Guadalupe County

The Process

Credit counseling -- Complete an approved course within 180 days before filing ($15-25).
File your petition -- The petition is filed with the Western District of Texas (San Antonio Division). The automatic stay takes effect immediately.
341 meeting -- About 30 days after filing, attend a brief meeting of creditors at 615 E Houston St, San Antonio, TX 78205.
Debtor education -- Complete a second financial course before discharge ($10-25).
Discharge -- Chapter 7: approximately 60 days after the 341 meeting. Chapter 13: after completing 3-5 year plan.

Frequently Asked Questions

Which court handles Guadalupe County bankruptcy cases?

Guadalupe County cases are filed in the Western District of Texas, San Antonio Division, at 615 E Houston St, San Antonio, TX 78205. Seguin residents are about 40 minutes from the courthouse; Schertz residents about 25 minutes.

Are Guadalupe County exemptions the same as Bexar County?

Yes. Texas exemptions apply uniformly across all counties. The unlimited homestead exemption, $50,000/$100,000 personal property exemption, and all other Texas exemptions are the same whether you live in Guadalupe, Bexar, or Comal County.

Can I keep my farm equipment in Guadalupe County?

Texas exempts tools, equipment, and books used in a trade or profession. For farming families, implements of farming are also exempt. Combined with the generous personal property and homestead exemptions, Texas provides strong protection for agricultural assets. Consult a qualified attorney for specifics.