Comal County is northeast of San Antonio and includes New Braunfels, one of the fastest-growing cities in the nation. Cases are filed in the Western District of Texas, San Antonio Division.
Texas state exemptions apply. Homestead: unlimited value, 10 acres urban / 100 acres rural. Personal property: $50,000 (single) / $100,000 (family). One vehicle per licensed driver. Current wages: fully exempt. Retirement: fully exempt.
Exemptions determine what property you can keep in bankruptcy. See the full exemptions guide.
Comal County cases are filed in the Western District of Texas, San Antonio Division, at 615 E Houston St, San Antonio, TX 78205. New Braunfels residents are approximately 30 minutes from the courthouse.
Some areas of Comal County may qualify as rural rather than urban, which would extend the homestead acreage limit from 10 acres to 100 acres (or 200 acres for a family). The classification depends on the specific location. Either way, the value exemption remains unlimited.
Filing fees are the same nationwide: $338 for Chapter 7 and $313 for Chapter 13. Fee waivers are available for Chapter 7 filers whose income is below 150% of the federal poverty guidelines. Chapter 13 fees can be paid through the repayment plan.
Use the free 1328(f) screener to check whether a prior discharge affects your eligibility.
Free Discharge Screener