Bankruptcy in Bexar County

Bexar County is home to San Antonio, the seventh-largest city in the United States. It handles the majority of bankruptcy filings in the San Antonio metro area through the Western District of Texas.

Key Information

Federal District

Western District of Texas (San Antonio Division)

All bankruptcy cases from Bexar County are filed in this district.

Nearest Courthouse

615 E Houston St, San Antonio, TX 78205

341 meetings and court hearings are typically held at this location.

Texas Exemptions in Bexar County

Texas state exemptions apply (no federal option). Homestead: unlimited in value, up to 10 acres urban or 100 acres rural. Personal property: $50,000 (single) / $100,000 (family). One vehicle per licensed household member. Current wages: fully exempt. Retirement: fully exempt. Texas offers some of the most generous exemptions in the nation.

Exemptions determine what property you can keep in bankruptcy. See the full exemptions guide.

Filing Bankruptcy in Bexar County

The Process

Credit counseling -- Complete an approved course within 180 days before filing ($15-25).
File your petition -- The petition is filed with the Western District of Texas (San Antonio Division). The automatic stay takes effect immediately.
341 meeting -- About 30 days after filing, attend a brief meeting of creditors at 615 E Houston St, San Antonio, TX 78205.
Debtor education -- Complete a second financial course before discharge ($10-25).
Discharge -- Chapter 7: approximately 60 days after the 341 meeting. Chapter 13: after completing 3-5 year plan.

Frequently Asked Questions

Which bankruptcy court handles Bexar County cases?

Bexar County cases are filed in the Western District of Texas, San Antonio Division. The courthouse is at 615 E Houston St, San Antonio, TX 78205. This court handles all bankruptcy chapters for Bexar County residents.

What is the homestead exemption in Bexar County?

Texas has an unlimited homestead exemption in value for urban properties up to 10 acres. Since most Bexar County properties are urban, your home equity is fully protected regardless of amount -- making Texas one of the most debtor-friendly states for homeowners.

Can military members at JBSA file bankruptcy in Bexar County?

Active duty military stationed at Joint Base San Antonio can file in the Western District of Texas if Texas is their domicile. The Servicemembers Civil Relief Act provides additional protections. If your home of record is another state, you may be able to file there instead. Consult a qualified attorney about which filing location is most advantageous.