A free guide for Texas residents. Filed in W.D. Tex..
You cannot selectively file bankruptcy on just one type of debt - all debts must be listed in your petition. However, medical debt IS fully dischargeable in both Chapter 7 and Chapter 13. If medical bills are your primary burden, Chapter 7 may eliminate them entirely in 3-4 months. Before filing, check if your hospital has charity care programs, negotiate directly, or apply for financial assistance. Many hospitals write off bills for patients below 200-400% of the federal poverty level.
In Texas:
Courthouse: 615 E Houston St, San Antonio TX.
You cannot selectively file bankruptcy on just one type of debt - all debts must be listed in your petition. However, medical debt IS fully dischargeable in both Chapter 7 and Chapter 13. If medical bills are your primary burden, Chapter 7 may eliminate them entirely in 3-4 months. Before filing, check if your hospital has charity care programs, negotiate directly, or apply for financial assistance. Many hospitals write off bills for patients below 200-400% of the federal poverty level.
Filed in W.D. Tex.. Consult a qualified attorney for your specific situation.
615 E Houston St, San Antonio TX.
Related San Antonio Bankruptcy Resources
Our research was cited by the federal judiciary as Suggestions 26-BK-3 and 26-BK-5
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