Everything you need to know about the United States Bankruptcy Court for the Western District of Texas. Address, filing hours, local rules, trustee panel, and pro se resources.
Filing Hours: Monday-Friday, 8:00 AM - 4:00 PM CT. Electronic filing (CM/ECF) available 24/7.
Filing Fees: Chapter 7: $338 | Chapter 13: $313 | Chapter 11: $1,738
Fee Waivers: Available for Chapter 7 filers with income below 150% of the federal poverty line. Chapter 13 filers may request installment payments.
Electronic Filing: Attorneys must file through CM/ECF. Pro se debtors may file on paper at the clerk's window or request CM/ECF access.
Local Rules: https://www.txwb.uscourts.gov/local-rules
Chapter 7 trustees are assigned from the U.S. Trustee panel for Region 7. Standing Chapter 13 Trustees serve the San Antonio Division.
The U.S. Trustee Program oversees the administration of bankruptcy cases and maintains the panel of private trustees. You can find the current trustee panel at justice.gov/ust.
Location: 341 meetings for the San Antonio Division are held at the Hipolito F. Garcia Federal Building, 615 E. Houston St, San Antonio, TX 78205, or by phone/video.
What to Bring: Government-issued photo ID, proof of Social Security number, most recent tax return, recent pay stubs, and recent bank statements.
Timing: The 341 meeting is typically scheduled 20-40 days after filing. You will receive a notice with the exact date, time, and format. For more: 341meeting.org.
The W.D. Texas provides pro se filing resources through the clerk's office. Texas RioGrande Legal Aid and the San Antonio Bar Association may provide free or low-cost assistance.
Required Forms: All bankruptcy forms are available at uscourts.gov/forms/bankruptcy-forms.
Credit Counseling: You must complete credit counseling from an approved agency before filing. List of approved agencies: justice.gov/ust.
For more pro se filing resources: prosebankruptcy.org | filebankruptcywithoutlawyer.com.
Based on publicly available filing data for W.D. Texas. Source: Federal Judicial Center Integrated Database. Attorney fee ranges are estimates based on local market data.
Exemptions: Texas has extremely generous exemptions. The homestead exemption protects your primary residence with no cap on value (up to 10 acres urban, 100/200 acres rural). Texas uses state exemptions under Tex. Prop. Code sec. 41 and sec. 42.
For detailed exemption information: bankruptcyexemptionsbystate.com.
File at the Hipolito F. Garcia Federal Building, 615 E. Houston St, San Antonio, TX 78205. Complete credit counseling first, prepare your petition, and pay the filing fee. Attorneys must file electronically through CM/ECF.
Chapter 7 costs $338 and Chapter 13 costs $313. You can pay in installments or apply for a fee waiver. Attorney fees in San Antonio typically range from $1,000-$2,000 for Chapter 7 and $2,500-$4,500 for Chapter 13.
Texas has one of the most protective homestead exemptions in the nation -- there is no cap on the value of your home, as long as it is on 10 acres or less in a city or 100 acres (200 for families) in a rural area.
No. Texas has opted out of the federal exemption scheme. You must use Texas state exemptions. However, Texas exemptions are among the most generous in the country, particularly for homesteads, retirement accounts, and personal property.
341 meetings for the San Antonio Division are held at the Hipolito F. Garcia Federal Building, 615 E. Houston St, or by phone/video. Your notice of meeting specifies the exact format, date, and time.
Related San Antonio Bankruptcy Resources