Find your city below for a bankruptcy guide specific to your suburb, including county, courthouse, Texas exemptions, and local resources. All San Antonio area suburbs file in the Western District of Texas.
Every city on this page files in the Western District of Texas at 615 E Houston St, San Antonio, TX 78205. Texas exemptions apply to all:
Chapter 13 dismissal rate: 62.6% (W.D. Tex., 2008-2024)
All San Antonio metro area residents file in the Western District of Texas, San Antonio Division. The courthouse is at 615 E Houston St, San Antonio, TX 78205. This includes suburbs in Bexar, Comal, Guadalupe, Kendall, and Hays counties.
Your suburb determines your county, but all San Antonio area suburbs use the same Texas exemptions and file in the same federal court. The main differences are in local resources and which county courthouse handles non-bankruptcy matters.
Many San Antonio suburbs are near Joint Base San Antonio installations. Active duty military members have additional protections under the Servicemembers Civil Relief Act (SCRA), including interest rate caps and protections against default judgments. Military legal assistance offices at JBSA provide free legal consultations.
Use the free 1328(f) screener to check whether a prior discharge affects your eligibility.
Free Discharge ScreenerYou May Also Find Helpful
Our research was cited by the federal judiciary as Suggestions 26-BK-3 and 26-BK-5
Brunner Test (§523(a)(8))
3-prong analysis for discharging student loans
Car Loan After Bankruptcy
Buy a car and get financing post-discharge
Student Loans in Bankruptcy
Can you discharge them? 2026 guide
Federal Exemptions §522(d)
Complete list of federal exemptions
Nondischargeable Debts List
Debts that survive bankruptcy discharge