Chapter 7 Eligibility in San Antonio

This page provides general educational information, not legal advice. Consult a qualified attorney for advice about your specific situation.

Texas Means Test Income Limits

HouseholdAnnual MedianMonthly
1 person$60,840$5,070
2 persons$73,826$6,152
3 persons$77,454$6,455
4 persons$94,426$7,869

Add $10,300 per additional person.

Texas Exemptions

  • Homestead: Unlimited value (10 acres urban / 100 acres rural)
  • Vehicle: Exempt if needed for work
  • Personal property: $100,000 family / $50,000 single
  • Retirement: Unlimited

Texas does NOT allow federal exemptions.

Who Cannot File Chapter 7

Frequently Asked Questions

What is the income limit for Chapter 7 in Texas?

Median: $60,840 for 1 person. Below = auto-qualify. Above-median filers may still qualify after expense deductions.

What exemptions does Texas offer?

Unlimited homestead, vehicle if needed for work, $100,000 personal property (family), unlimited retirement accounts.

Where do I file in San Antonio?

W.D. Tex. at 615 E Houston Street, San Antonio, TX 78205.

Does no state income tax affect eligibility?

Texas has no state income tax, so only federal taxes are deducted on the means test.

Free Discharge ScreenerChapter 7 vs 13

Open Bankruptcy Project Network

OBP Home1328(f) ScreenerCh. 7 vs 13Automatic Stay341 MeetingMeans TestCost GuideDismissed?File Again?How to File

Related San Antonio Bankruptcy Resources

You May Also Find Helpful